Terms of use

This English text is a translation for your convenience. The Dutch version is legally binding.

Last updated on 14 November 2026.

These terms apply to the use of the website scotis.nl and the Scotis app (app.scotis.nl), both free and Pro.

1. Who we are

Scotis is a trade name of J.W.J. Bussers (sole proprietorship), KvK 42206476, VAT ID NL003395727B29, based in Delft. Contact: [email protected].

2. What Scotis is, and what it is not

• Scotis is software for keeping track of and running calculations on your own financial data, according to the tax and legal rules that apply at that time, insofar as we have incorporated them.
• Scotis does not give financial, investment, tax or legal advice. Results are worked examples based on your input and assumptions. Make important decisions yourself or with an accredited adviser.
• We do our best to keep calculations and rules correct and up to date, but we cannot rule out errors. Prices and other third-party data may be delayed or incorrect.

3. Availability and changes

• We are continuously developing Scotis. We provide the free version as it is, without any guarantee of availability.
• If a Pro feature is removed or becomes substantially worse, we will let you know at least 30 days in advance. You can then cancel free of charge and get the prepaid portion back.

4. Your data and your password

• Your data remains yours and is stored encrypted on your own device. You are responsible for the accuracy of what you enter and for your backups.
• We cannot recover your password. With your recovery code you choose a new password yourself. If you lose your password, your recovery code and your backup, your data can no longer be recovered.
• How we handle personal data is set out in the privacy statement.

5. Scotis Pro

• Pro is a subscription per month (€5.99) or per year (€49.99), including VAT. Ordering and payment are handled by Paddle, which is officially the seller (Merchant of Record). Paddle's terms also apply.
• Founding offer: the first 100 people who take out an annual subscription pay €29.99 instead of €49.99 for the first year. After that, the normal annual price applies. The offer runs through 31 January 2027, or ends earlier once the 100 places are taken. Signing up for the founding list does not give you a guaranteed place.
• The subscription renews automatically. After the first period, you can cancel it at any time, with a notice period of no more than one month. Cancelling is just as easy as signing up.
• We announce price changes for a current subscription at least 30 days in advance. You may then cancel free of charge.
• With your Pro account, you are logged in on one device at a time. If you log in on another device, Pro is switched off on the previous device. With sync, you still keep your data in step on all your devices, and your partner can view it for free.

6. Right of withdrawal

You have a 14-day cooling-off period, counted from the day you take out Pro. If you cancel within those 14 days, you get the full amount back, even if you have already used Pro. You notify us of this via [email protected], via Paddle or with the model withdrawal form. You can read exactly how cancellation and refunds work on Cancellation and refunds.

7. Fair use

You do not use Scotis to disrupt or hack the service, and you do not share or resell your licence. In the event of misuse, we may block an account.

8. Liability

Scotis is a tool. We are not liable for decisions you make based on the app, or for loss of data due to a forgotten password, a lost recovery code or a missing backup. Furthermore, our liability is limited to the amount you paid for Pro in the 12 months before the damage. These limitations do not apply in the event of intent or wilful recklessness on our part, nor to the extent that the law does not permit them.

9. Intellectual property and AI

The software, the Scotis brand and the design belong to us. You receive a personal, non-transferable right of use.

We use AI tools to help create text, images and videos for our website and social media. We review everything ourselves and remain responsible for the content. The calculations in the app are fixed rules, not AI.

10. Complaints

If you have a complaint, email [email protected]. We respond within 14 days.

11. Changes and governing law

If we change these terms, we will post the new version here with the date at the top. We will tell you about important changes at least 30 days in advance, by email or in the app. If you do not agree, you can cancel Pro free of charge before the change takes effect.

These terms are governed by Dutch law. If we cannot resolve a dispute together, you can submit it to the competent court in the Netherlands.