Split fixed costs fairly, even if you do not earn the same.
Scotis works out who transfers what to the joint account, and what each of you has left afterwards. With four ways of splitting, side by side.
What you can do with it
In proportion to income
Each of you pays in proportion to your net income. According to Nibud (the Dutch budgeting institute), this is the fairest option for many couples.
Both left with the same amount
After the joint costs and each partner’s own fixed costs, you both keep the same amount.
50/50 or your own split
Simply half each, or a split that suits you, such as 60/40.
What do you pay for together?
Tick which items are shared, such as the mortgage, energy and groceries. Share the amount with one tap via WhatsApp.
Frequently asked questions
Which splits can I choose?
By income, both keep the same amount, 50/50, or your own split such as 60/40.
What does both keep the same amount mean?
After the joint costs and each partner’s own fixed costs, you both keep the same amount.
Can I calculate it first without the app?
Yes, with the free calculator Share costs by income on this site.
Updated on 7 November 2026.
Read next
Scotis gives information and worked examples using your own numbers, not financial or tax advice.
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Click around with the numbers of a sample household. If you like it, start with your own numbers.
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