Know what your money is doing for you.

Yes, Scotis has been live since 1 November 2026. You can use the free version straight away in the browser or as an app on your home screen. You can take out Pro in the app, monthly or yearly; the first 100 members get their first year at the founding price.

No. You import bank statements and broker exports as files, or enter them yourself. Scotis never asks for login details.

Encrypted on your own device. With sync, only an encrypted copy is stored, which we cannot read.

We don’t know your password and cannot reset it. That is why you get a recovery code when you start, which is created only on your device. With it, you choose a new password yourself and your data is kept. Without both your password and your recovery code, nobody can get in, not even us.

No. Scotis is software that organises your own data and works through examples according to the official rules. We do not provide financial services within the meaning of the Wet op het financieel toezicht (Wft, Financial Supervision Act): no advice, no intermediation and no asset management. That is why we do not need a licence from the AFM. Scotis does not recommend shares, funds, mortgages or insurance, does not sell financial products and does not receive commission. Worked examples are based on your input and on assumptions we show; they are not a forecast or a guarantee. You make your own decisions. In doubt about your mortgage, pension or tax? Then ask a qualified financial adviser or tax adviser.

With Free, you keep track of your net worth: up to 15 investments, plus unlimited home, savings, loans and this month’s spending. Pro adds unlimited investments, plus the Dutch calculations and the analyses: Box 3 (tax on savings and investments), pension, returns against the market, dividends and ETF look-through. You can also search for and follow other shares, with news and a calendar of dividend and earnings dates. And you can work out your financial independence and use sync.

Yes. With Pro, you turn on sync; your partner can then view for free on their own device.

The first 100 members pay €29.99 instead of €49.99 for their first year of Pro. After that, you pay the normal price of €49.99 a year. The subscription renews automatically and can then be cancelled monthly.

Yes. On an iPhone, open app.scotis.nl in Safari and choose Share → Add to Home Screen. On Android, open app.scotis.nl in Chrome and choose ⋮ → Install app. Don’t use Samsung Internet on Android, as Android may wrongly block the app. Scotis then works like an app, even offline.

Banks: ING, Rabobank, ABN AMRO (PDF too), bunq, and any Dutch bank via a CAMT.053 file. Brokers: DEGIRO, Trade Republic, Trading 212, Saxo, BUX and Rabobank Beleggen. Is your bank or broker not listed? Send a sample export to [email protected] and we will add it. Remove your name and account number first; you can change the amounts. Until then, you can enter your positions yourself.

Send an email to [email protected]. Questions, suggestions or bugs you come across: we read every email and use your ideas to make Scotis better.

Prices come automatically via Scotis, crypto included, with no keys. With Pro you see live prices, with Free the previous trading day’s close. Only the name, ISIN or coin symbol goes to our server, never your quantities or amounts.

Yes, with Pro. You set your own price limits and choose whether you want a nudge for a big daily move or an ex-dividend date. Push notifications arrive even when Scotis is closed. On an iPhone, this works when Scotis is on your home screen.

Yes. Your crypto sits next to your shares and ETFs, with the current price and result. In Crypto → Market you can see the 100 largest coins with a chart and figures, and add a coin with one click.

Yes. Pro renews automatically. You can cancel a monthly subscription monthly; an annual subscription can also be cancelled monthly after the first year. You can always export your data as CSV, Excel or a backup file.